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Introduction:-
We are living in the time where we are not sure and secure about anything and always worry about our family, life and work and feel that we need to get few things secured so that there is a safe and happy future for us.
Worries for a happy and safe future have given birth to the term Insurance as it helps in reducing our worries with respect to any disaster or other calamities of life.
What is Insurance:-
Insurance is a way through which one can provide his/her family and loved ones a protected and a safe life from any sort of financial hurdles in life which can be caused and for this the person pays some sort of fees every month or yearly depending on the policy.
Different types of Insurance:-
There are different types of Insurance available in the market which are as follows:-
- Health Insurance: Every person is not very rich to afford expensive health treatment in our country and health issues does not come with financial conditions it can come anytime and a person need to be very much sure with respect to the health related issues that they can get it treated anytime without having any concerned for the sake of money and for the purpose of that health insurance has been done as with the help of health insurance a person secures financial risk against any health condition of his/her or his/her loved ones. So, that the person can be treated and does not fail in any type of financial issue at that movement. There are different companies in our country which provide these insurances eg: Bajaj, National insurance and so on.
- Fire Insurance: One always needs to take care of any sort of calamities happening around either in their business area or their house area or any other property which can assure them that if there will be any fire or such damage from fire related issues then that person will be liable to get insurance amount on that.
- Motor Insurance: We do buy expensive cars or motorbikes and so on and do care for their maintenance and safety and for the purpose of that motor Insurance is being done. So, in case if there is any calamity happening with respect to a motor vehicle either any damage due to accident or theft of the motor vehicle or so on then the person is liable to claim the insurance on that and can cover their financial losses.
- Home Insurance: Home insurance is being done for securing yourself from any natural calamity or other issues related to your house and so on.
- Travel Insurance: Travel Insurance is being done to make the people safeguard from any travel related issues like flight delays, cancellation of flights or some emergency diseases or so on.
Therefore, from above we understood how important insurance is for us to save our financial losses.
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